Common questions
What is this charge on my statement?
What is AMZN MKTP on my bank statement?
AMZN MKTP stands for Amazon Marketplace. It appears when you make a purchase on Amazon, often from a third-party seller. The letters after the asterisk are an order reference code unique to your transaction.
What is PP*SHOPIFY on my bank statement?
PP*SHOPIFY means the payment was processed via PayPal (PP) for a store built on the Shopify platform. The merchant is an independent online retailer — check your PayPal transaction history to see the actual store name.
What is NF*NETFLIX.COM on my bank statement?
NF*NETFLIX.COM is your Netflix subscription charge. NF is the billing abbreviation Netflix uses on statements. This is a recurring monthly or annual charge for your streaming plan.
What is KLARNA*PURCHASE on my bank statement?
KLARNA*PURCHASE is a payment to Klarna, a buy now pay later (BNPL) service. This is an instalment payment for a purchase you split at checkout. Log into your Klarna account to see which order it relates to.
What is GOOGLE *GSUITE on my bank statement?
GOOGLE *GSUITE (now called Google Workspace) is a recurring subscription charge for Google's business productivity tools — Gmail, Drive, Docs, Meet and more. Check your Google account billing to see which plan you're on.
What is REVOLUT**CASHBACK on my bank statement?
REVOLUT**CASHBACK is a cashback reward credit from Revolut, the digital banking app. This is money being added to your account, not taken from it — it's a benefit from your Revolut plan or a qualifying purchase.
Why do bank charges look so cryptic?
Banks truncate merchant names to fit a fixed character limit on statements. Payment processors like PayPal, Stripe, and Klarna also add their own prefixes. The result is a garbled abbreviation that looks nothing like the company you actually paid.
What should I do if I don't recognise a charge?
First, paste it into the decoder above — most charges are legitimate but cryptically labelled. If the result still looks suspicious, log into your bank app and check the full merchant details. If you're certain you didn't authorise it, call your bank's fraud line immediately using the number on the back of your card.