A Google charge relating to YouTube can be one of several quite different things, and they are easy to confuse because the descriptor rarely distinguishes them.

ProductWhat it is
YouTube PremiumAd-free viewing, background play, downloads. Includes YouTube Music
YouTube Music PremiumThe music service alone, cheaper, without ad-free video
Channel membershipA recurring payment to an individual creator, billed monthly per channel
Super Thanks or Super ChatOne-off payments to creators during or under videos
YouTube Primetime ChannelsThird-party services resold through YouTube, each billed separately

Channel memberships are the most commonly forgotten. They are small individually, they renew monthly, and someone supporting several creators can accumulate a meaningful monthly total made up of amounts too small to notice individually.

Family plans and the household requirement

YouTube Premium family plans require all members to live at the same address, and Google verifies this periodically. If members fail verification they lose access, and the plan holder may find the billing changes as a result.

A family plan also cannot be joined while you hold your own individual subscription. As with Spotify, joining someone else's family plan does not cancel your own, and paying for both simultaneously is a common and entirely avoidable outcome.

Student and trial pricing ending

Student pricing requires annual reverification. Promotional trials, which are frequently offered at three months and sometimes longer, convert to standard pricing on expiry. Either can cause a charge to jump without any action on your part.

Where to check

  1. Go to youtube.com/paid_memberships while signed in. This lists Premium, channel memberships and Primetime Channels in one place.
  2. Check every Google account. A membership bought on a secondary account bills the same card while being invisible from your main one.
  3. If you subscribed in the iOS app, Google cannot cancel it. Apple bills it, and the price is usually higher than signing up through a browser.
  4. Review channel memberships individually, since each renews on its own date and cancelling one leaves the rest running.