How do I cancel ChatGPT Plus?

Log into chat.openai.com, click your profile icon (bottom left), go to My plan, then click Manage my subscription and select Cancel plan. You'll keep Plus access until the end of the billing period.

What is the difference between ChatGPT Free and ChatGPT Plus?

ChatGPT Free gives access to GPT-3.5 with usage limits. ChatGPT Plus is a paid monthly subscription giving access to GPT-4, faster responses, priority access during peak times, and access to plugins and advanced features.

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AI software

What is OPENAI on my bank statement?

Q: What is OPENAI on my bank statement?

OPENAI on your bank statement is a charge from OpenAI, the company behind ChatGPT. This is most commonly a ChatGPT Plus subscription (paid tier of ChatGPT) or an OpenAI API usage charge for developers.

This is a charge from OpenAI — the company behind ChatGPT. It's most likely a ChatGPT Plus subscription or an API usage bill.

OpenAI / ChatGPT

✓ Legitimate charge

OPENAI or CHATGPT on your bank statement is a charge from OpenAI, the American AI company that makes ChatGPT, DALL·E (image generation), and other AI tools.

There are two main types of OpenAI charges: ChatGPT Plus — a monthly subscription giving access to GPT-4o and advanced features (the basic ChatGPT is free); and OpenAI API usage — a pay-as-you-go bill for developers building applications using OpenAI's AI models. API bills can vary significantly month to month based on usage.

ChatGPT Plus has rapidly grown in popularity since launching in 2023, so it's increasingly common on bank statements. The charge may also be from a third-party app that uses OpenAI's technology and bills separately — if so, it will still appear as OPENAI on your statement.

Company

OpenAI

Type

AI software subscription

Recurring?

Yes — monthly

Cancel anytime?

Yes

How to cancel ChatGPT PlusLog into chat.openai.com → click your profile (bottom left) → My plan → Manage my subscription → Cancel plan. You keep Plus access until the end of your current billing period.

Got a different charge?

Paste any bank statement charge and get an instant plain-English explanation.

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Frequently asked

Questions about OpenAI charges

Why is my OpenAI bill higher than expected?

If you're on an API plan (for developers), usage-based billing can fluctuate. Heavy usage months cost more. Log into platform.openai.com → Billing → Usage to see exactly what drove the cost. You can set a monthly spending limit to prevent unexpected bills.

I don't have a ChatGPT account — why is OpenAI charging me?

If you don't have an OpenAI account, this could be a family member's subscription, or less commonly a fraudulent charge. Check if anyone in your household uses ChatGPT Plus. If not, contact your bank to dispute the charge and request a new card number.

Is ChatGPT Plus worth the monthly fee?

ChatGPT Plus gives access to more advanced AI models and faster responses. Whether it's worth it depends on how heavily you use AI tools. If you only use ChatGPT occasionally for casual queries, the free tier is sufficient. Heavy users, professionals, and those needing the latest AI capabilities tend to find Plus worthwhile.

What is OPENAI on my bank statement?

OpenAI / ChatGPT

Got a different charge?

Questions about OpenAI charges

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